ACA Reporting Season –Key Deadlines to Know
February 12, 2026

If you are an Applicable Large Employer (ALE) under the Affordable Care Act (ACA), meaning you averaged the equivalent of 50 or more full-time employees (FTEs) in the prior calendar year, you are required to complete ACA reporting. This includes preparing and distributing 1095‑C forms to full-time employees (those who work 30+ hours per week) and electronically filing them with the IRS.

Employers that are self‑insured must also furnish and file 1095‑B forms. Self-insured and level funded employers that are not ALEs also have reporting requirements and would use Form 1095-B.

Important Deadlines:

  • March 2, 2026: Deadline to furnish 1095‑C/1095‑B forms to employees
  • March 31, 2026: Deadline to electronically file forms with the IRS

Now is the perfect time to double check your data and make sure everything is ready for electronic submission.

If you need help understanding or navigating these requirements and how they may impact your workforce, reach out to us at chrs@millercooper.com.

 

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